• Renowned expertise in the Iraqi banking and finance legal sector with over two decades of experience.
• Comprehensive service range from company formation to compliance and operational matters.
• Specialized in representing banks, financial institutions, financiers, borrowers, and lenders.
• Covers extensive areas including lending, regulatory compliance, securitization, and risk management.
• Proficient in a wide array of financial transactions both domestically and internationally.
• Active assistance in regulatory examinations and enforcement actions with a multilingual, expert team.
• Serves a diverse client base, including international banks, corporate entities, and regulators, valued for deep market insights.
• Strong ties with regional regulators and a role in drafting financial market laws underscore our sector leadership.
• Expanded practice to include FinTech, non-financial institutions, and virtual asset providers.
• Full-service practice offering including financial regulation, Islamic finance, and FinTech solutions.
• Ensures a cohesive legal advisory experience, eliminating the need for multiple advisors.

The Banking & Finance team at Osama Tuma for Legal Services and Advisoryis renowned for its exceptional expertise in the Iraqi legal sector. With over two decades of experience, we offer a comprehensive range of services, from company formation and operational matters to compliance issues. Our team, comprised of highly skilled lawyers with extensive experience in the financial industry, is adept at creating complete solutions for a diverse range of clients.

We specialize in representing banks and other financial institutions, skillfully assisting financiers, borrowers, and lenders while ensuring compliance with consumer and various financial services laws. Our expertise in banking and finance is comprehensive, covering areas such as lending, regulatory compliance, fiduciary activities, securitization, payment systems, electronic banking, data security, and risk management.

Our proficiency encompasses a wide array of financial transactions and issues, both within Iraq and internationally. This includes acquisition finance, corporate debt and equity restructuring, corporate finance, corporate lending, invoice discounting, asset-backed and trade finance, real estate finance, restructuring and insolvency, and various security and subordination issues.

We actively assist clients in navigating regulatory examinations and resolving enforcement actions. Our team consists of expert, multilingual lawyers from various backgrounds, equipped to handle complex banking and finance matters with expertise and finesse.

Our diverse client base includes international, national, and regional banks, corporate entities, ministries, and regulators, who value our deep market insight and effectiveness in their specific markets. Our strong connections with regional regulators and financial authorities, combined with our role in drafting financial market laws, highlight our profound expertise in the field.

Our practice has expanded to include FinTech companies, non-financial institutions, and virtual asset providers, reflecting the evolving nature of our services to meet contemporary challenges.

As a full-service banking and finance practice, we offer a broad range of services, including financial regulation, corporate lending, project finance, Islamic finance, insolvency and restructuring, and FinTech.

Clients of Osama Tuma for Legal Services and Advisory Benefit from a comprehensive suite of banking and finance services, streamlining their legal advisory needs and ensuring a cohesive experience without the necessity for multiple advisors.